[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.brodenmickelsen.com\/blog\/fraud-defense-attorney-dallas-texas\/#BlogPosting","mainEntityOfPage":"https:\/\/www.brodenmickelsen.com\/blog\/fraud-defense-attorney-dallas-texas\/","headline":"Dallas Lawyer Explains How to Avoid Unknowingly Committing Fraud","name":"Dallas Lawyer Explains How to Avoid Unknowingly Committing Fraud","description":"Accusations of fraud are a serious matter. Most people recognize fraud as a group of crimes committed with the intent to deceive, often associating the term with high profile white-collar crimes. Unfortunately, fraud is more prevalent than you may realize. If you are facing fraud charges in Texas, it is in your best interest to...","datePublished":"2018-10-25","dateModified":"2023-07-18","author":{"@type":"Person","@id":"https:\/\/www.brodenmickelsen.com\/blog\/author\/broden-mickelsen\/#Person","name":"Mick Mickelsen","url":"https:\/\/www.brodenmickelsen.com\/blog\/author\/broden-mickelsen\/","identifier":16,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30690d9f76c45bf5d61434169e78762d673b1ac9b949489cf69f1c78d567fc27?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30690d9f76c45bf5d61434169e78762d673b1ac9b949489cf69f1c78d567fc27?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Broden, Mickelsen LLP","logo":{"@type":"ImageObject","@id":"https:\/\/www.brodenmickelsen.com\/wp-content\/uploads\/2022\/08\/Broden-and-Mickelsen-Logo.png","url":"https:\/\/www.brodenmickelsen.com\/wp-content\/uploads\/2022\/08\/Broden-and-Mickelsen-Logo.png","width":378,"height":77}},"image":{"@type":"ImageObject","@id":"https:\/\/www.brodenmickelsen.com\/wp-content\/uploads\/2018\/10\/Dallas-Lawyer-Explains-How-to-Avoid-Unknowingly-Committing-Fraud-Attorneys-Broden-Mickelsen.jpg","url":"https:\/\/www.brodenmickelsen.com\/wp-content\/uploads\/2018\/10\/Dallas-Lawyer-Explains-How-to-Avoid-Unknowingly-Committing-Fraud-Attorneys-Broden-Mickelsen.jpg","height":664,"width":1000},"url":"https:\/\/www.brodenmickelsen.com\/blog\/fraud-defense-attorney-dallas-texas\/","about":["Criminal Defense","Fraud"],"wordCount":934,"keywords":["Dallas Best Criminal Defense Lawyers","Dallas Fraud Defense Attorney","elements of fraud","fraud","fraud laws","Fraud laws in Texas","risk of fraud charges"],"articleBody":"Accusations of fraud are a serious matter. Most people recognize fraud as a group of crimes committed with the intent to deceive, often associating the term with high profile white-collar crimes. Unfortunately, fraud is more prevalent than you may realize. If you are facing fraud charges in Texas, it is in your best interest to speak with Dallas best fraud defense attorney Mick Mickelsen today. It\u2019s not unheard of for someone to find themselves entangled in fraud charges due to what he or she considered a minor white lie or innocent mistake. To avoid unknowingly putting yourself at risk of fraud charges, it\u2019s important to have a thorough understanding of fraud laws in Texas.Understanding the Elements of FraudFailing to understand the elements of fraud under the law in Texas can put a person at risk of accidentally committing illegal acts. Sometimes, an individual will unknowingly commit fraud by participating in an act of deceit that seems relatively minor \u2013 for example, enhancing income information to acquire a loan. Other times, fraudulent acts with no malicious intent are committed mistakenly, simply because the person was unaware of fraud laws.There are several types of criminal fraud in Texas. Chapter 32 of the Texas Penal Code outlines the different forms of fraudulent conduct. Types of criminal fraud include mortgage or bank fraud, credit card fraud, health care fraud, Medicare or Medicaid fraud, insurance fraud, forgery, and internet fraud among others. (1)With few exceptions, all cases of fraud contain the same basic elements. These include:The misrepresentation of material factsKnowledge on the part of the accused that they were misrepresenting factsThe above-mentioned misrepresentation of facts was made purposefully and with the intent to deceive the victim in the caseThe victim, whether it be an individual or an institution, believed the facts provided and relied upon that informationThe victim, whether it be an individual or an institution, suffered damages as a result of the above-mentioned misrepresentation of factsThese elements illustrate that in most cases of fraud, the misrepresentation of facts was purposeful with the intent to benefit from a financial gain of some type. Considering this, how is it possible for someone to \u201caccidentally\u201d commit fraud?In true cases of accidental fraud, establishing innocence in the charges is a relatively straightforward process. An example of accidental fraud would be when a person disputes a charge on their credit card without realizing that someone that is listed as an authorized user on the account made the purchase without their knowledge. Disputing credit card charges that were actually made and received is a form of fraud, however, in this case, it would be fairly simple to show that the defendant\u2019s actions were due to ignorance in this case rather than malicious intent to deceive.While true accidental fraud is usually a cut and dry case for the defense, the category of fraudulent acts that were committed without the defendant realizing the severity of their actions results in another situation altogether. These types of cases are often in the form of \u201clittle white lies\u201d or other small deceitful deeds that may seem harmless but actually carry significant consequences.Unknowingly Putting Yourself at Risk of Fraud ChargesTo illustrate how serious a small misrepresentation of facts can be, here are a few examples of how defendants in criminal cases unknowingly put themselves at risk of fraud charges.Insurance fraud \u2013 Moving and failing to notify your insurance company of your new address can be considered insurance fraud, especially if the move was to another state with different insurance laws or to an area that\u2019s known for carrying a higher liability risk and therefore higher insurance premiums.Healthcare fraud \u2013 Physicians have a cap on the amount of certain narcotics they can prescribe. Seeking out prescriptions for the same narcotic from multiple practitioners is called \u201cdoctor shopping\u201d and is considered a form of health care fraud.Mortgage fraud\u00a0\u2013 Most lending facilities are willing to work with borrowers who require a co-signer on their loan. However, having a more qualified lender deceitfully acquire a loan on your behalf can be considered mortgage fraud, unless it\u2019s considered a gift and the lender is aware of the terms.Medicaid fraud \u2013 Each state has different income guideline requirements for their Medicaid program. If a self-employed person fails to report all of their income, especially if it\u2019s an amount that may disqualify them from the program, they may be charged with Medicaid fraud.These examples illustrate just a few of the ways that seemingly minor deceits can spiral into criminal fraud charges. Very few people in these situations start off with the intention of committing a federal crime. The first step to avoiding criminal charges is a thorough understanding of the fraud laws in Texas. The second step is contacting an experienced defense attorneyContacting a Dallas Fraud Defense AttorneyIf you\u2019re facing fraud charges, it\u2019s important that you seek the advice and counsel of an experienced Dallas fraud defense attorney to review your case. Fraud laws in Texas are complex and having someone by your side who understands them is key to your defense. Don\u2019t make the mistake of waiting for fraud charges to go away on their own. Contact the Best Dallas Criminal Defense Lawyer Broden & Mickelsen, LLP today.Media Contact:Dallas Best Fraud Defense AttorneysBroden & Mickelsen, LLPT:(214) 720-9552Sources:https:\/\/statutes.capitol.texas.gov\/Docs\/PE\/htm\/PE.32.htm***ATTORNEY ADVERTISING***Prior results cannot and do not guarantee or predict a similar outcome with respect to any future case."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.brodenmickelsen.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Dallas Lawyer Explains How to Avoid Unknowingly Committing Fraud","item":"https:\/\/www.brodenmickelsen.com\/blog\/fraud-defense-attorney-dallas-texas\/#breadcrumbitem"}]}]